Category: Budgeting
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OMG My Favorite Personal Finance Blog Posts of the Week
For this week I rounded up the following blog posts that I enjoyed reading. OMG My Money’s favorite personal finance posts of the week How to automate your money by Let’s Automate Your Money – click here My take – I am a big believer in automating your money. It is one or 10 less things…
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My $77,000 Student Loan Debt Payoff Goal March 2019
Back in July (2018), I wrote a post about getting motivated to pay off my student loan debt. In that post I did not set a specific date and simply noted that I wanted to pay a little extra per month. I had a great start last month in August paying an extra $9,600 towards…
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How I Am Saving Money By Working Out At Home
I have always worked out at home despite some of the companies I worked for either subsidized or basically paid for a gym membership. Perhaps it is the introvert in me, but I find comfort working out alone. I also get to multi task and work on other things during my rest period. (Honestly though…
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August 2018 Post Recap
Last month (August 2018) I posted 15 total blog posts, slightly lower than the 21 blog posts in July 2018. With so many posts, I thought I would start a monthly post recap to share the most viewed. I do not think I can do a weekly recap so baby steps for now. Most viewed…
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Confessions of An Over Thinker Planning for a Vacation
Summer is wrapping up and kids are either back in school or getting ready to go back to school. Randomly I thought it would be fun to share what an over thinker goes through when planning for a vacation. What areas do you over think or over research whether personally or professionally? Do you think…
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My 3 Year Financial Plan
I have to admit, the older I get the less I want to think about long term plans. Similar to how I have been thinking about how the next Olympics is X years away and how old I will be. I am getting closer to the big 4-0, which is crazy to think about. Back…
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My $77,000 Student Loan Debt Progress as of August 2018
I am sure you have seen the articles about how the average college graduate has a 5 figure student loan debt amount. Here is an article from CNBC for a refresher. I ended up owing a 6 figure student loan debt upon graduation and defaulted. Fast forward more than 10 years and I still owed…
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6 Bad Financial Habits That You Need to Monitor
All of us have bad financial habits, right? I had some horrific financial habits in my 20s and even to this day I still have not cut some of those bad habits. Are there bad financial habits that you are trying to quit? Here are 6 bad financial habits to monitor and eventually quit Buying…
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How I Planned My Biggest Side Hustle Expense in 2018
I started planning for a major expense planned earlier this month (August 2018) to support my side hustle of buying and selling sports cards. Every year an annual sports card show takes place called The National Sports Collector Convention. 2017 was the first year I had gone to “The National” in more than 8 years…
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I Reached My Goal of a 6 Figure Salary in My 20s But Who Cares
When I was growing up, I wanted to be a stockbroker because I had the perception that stockbrokers made tons of money. I eventually made a goal to make a 6 figure salary. No age goal, no specific amount. It was simply an arbitrary 6 figures I wanted to make. I achieved the 6 figure…
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The 9 Lamest Excuses I Made For Not Saving Money
Throughout this journey I am on as a money moron, self reflection made me realize some of the lame excuses for not saving money. What are some of your reasons you have not saved money? The 9 lamest excuses I told myself for not saving money I don’t make enough – early on in my…
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8 Biggest Money Habits to Stop Right Now
What are some of your financial habits you stopped? I am guilty of many of the common financial habits listed in this post. I have used the word “try” so many times in my 20s and even up until I started this personal finance blog back in May (2018). I was inspired by posts made…
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The 7 Best Secrets to Retire Early
If you have not yet retired, what are some money secrets you follow to strive for your goal of retiring early? If you retired early, what are some of your favorite money secrets to retire early? Early retirement is not something I ever, ever considered before this year. As I started to create this personal…
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My First SWOT Financial Strengths and Weaknesses Analysis
This post is inspired by my day job and also a blog post I came across. By day I am a full time digital marketer and one of the market analysis that I have completed is a SWOT analysis. Investopedia has a good overview of what this is in the context of why a company…
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My 9 Top Money Saving Rules
What are your favorite top money rules that you (try to) follow? I referenced blog posts from NerdWallet, The Simple Dollar, and The Practical Saver to create my top money rules. My 9 top money rules Pay yourself first – a lot of the financial gurus, ninjas, influencers preach this. Whether you work a traditional 9-5…
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5 More Financial Milestones to Achieve in Your 20s and 30s
My first post listed out the first 5 financial milestones to achieve while in your 20s and 30s. This post lists the remaining 5 financial milestones. The inspiration behind this post was when I came across a post by the Investor Junkie. Here are 5 more financial milestones to achieve in your 20s and 30s Buying…
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Here Are 5 Financial Milestones to Achieve While in Your 20s and 30s
Mid-30s age life crisis that made me start googling financial milestones? Perhaps. Whether you are in your 20s or 60s, what are some financial milestones not included in this list that you think are important to call out to others? Here is the financial milestones post that I came across on Investor Junkie that triggered…
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I Am a Money Moron with My Monthly Transportation Expenses
Cue Usher’s “Confessions” melody….these are my confessions….for being a money moron to this day. I live in a city that is extremely public transportation friendly meaning if you live or travel into the city (even as far out as 1-1.5 hours away in the suburbs), then the majority of the public will take the train.…
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What Is on My Bucket List
Very interested to know what is on your bucket list. Here are mine: Financial Bucket List Get promoted by 2020 to a higher VP level. I currently make 6 figures at my full time job as a VP, Digital Marketing and I am motivated to eventually become SVP within 5 years Pay off my $34K…
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Why You Should Have Multiple Savings Accounts
What is your ideal number of different savings or checkings accounts to have? How did you come up with that number? Based on my experience, I have found that I needed multiple savings and checkings accounts to keep funds organized. 4 REASONS TO HAVE MULTIPLE SAVINGS AND CHECKINGS ACCOUNTS Have 1 checkings account. This is…
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