Category: Personal Finance
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My $77,000 Student Loan Debt Progress as of August 2018
I am sure you have seen the articles about how the average college graduate has a 5 figure student loan debt amount. Here is an article from CNBC for a refresher. I ended up owing a 6 figure student loan debt upon graduation and defaulted. Fast forward more than 10 years and I still owed…
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Your Opinion Matters Testing Retirement Investment Strategies in Old Employer Account
I have been thinking about this for the past couple months and I want to take action within the month…just to take action instead of sitting around. I really want your opinions on testing retirement investment strategies left in your old employer retirement accounts. I am in my mid-30s and I am very open and…
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I Really Told Myself That I Expect to Have a Car Payment Forever
Just as recently as January 2017, one of my good colleagues and I were having a conversation around investing. One thing led to another and I made a money moron statement that made my colleague speechless. At the time I did not think much of it. I told my colleague that I have leased a…
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6 Bad Financial Habits That You Need to Monitor
All of us have bad financial habits, right? I had some horrific financial habits in my 20s and even to this day I still have not cut some of those bad habits. Are there bad financial habits that you are trying to quit? Here are 6 bad financial habits to monitor and eventually quit Buying…
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My Personal Example of What Annual Salary Makes Me Happy
I made a post about reaching my 6 figure annual salary goal and then I started doing some research around salary and happiness. I came across this article by MarketWatch. To sum up the article: Life satisfaction – $95,000 annual salary Emotional well being – $60,000 to $75,000 annual salary I am a single mid…
Categories: Personal Finance -
How I Planned My Biggest Side Hustle Expense in 2018
I started planning for a major expense planned earlier this month (August 2018) to support my side hustle of buying and selling sports cards. Every year an annual sports card show takes place called The National Sports Collector Convention. 2017 was the first year I had gone to “The National” in more than 8 years…
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What Should I Do With Extra Emergency Funds
I recently started questioning where I should stash my emergency fund. The past several years, my emergency fund was split between a couple high yield savings accounts. I also saved more than a year’s worth because well, I am not sure why. I would love to hear where others are stashing their emergency fund. Here…
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I Reached My Goal of a 6 Figure Salary in My 20s But Who Cares
When I was growing up, I wanted to be a stockbroker because I had the perception that stockbrokers made tons of money. I eventually made a goal to make a 6 figure salary. No age goal, no specific amount. It was simply an arbitrary 6 figures I wanted to make. I achieved the 6 figure…
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The 9 Lamest Excuses I Made For Not Saving Money
Throughout this journey I am on as a money moron, self reflection made me realize some of the lame excuses for not saving money. What are some of your reasons you have not saved money? The 9 lamest excuses I told myself for not saving money I don’t make enough – early on in my…
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It Must Have Been a Sign When I Failed to Buy a House
I might have been going down the path of another money moron moment that perhaps turned out for the best. What do you think? Since May of this year (2018), I made it a goal to start taking my first steps in buying my first home, an investment property to either flip or turn into…
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8 Biggest Money Habits to Stop Right Now
What are some of your financial habits you stopped? I am guilty of many of the common financial habits listed in this post. I have used the word “try” so many times in my 20s and even up until I started this personal finance blog back in May (2018). I was inspired by posts made…
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The 7 Best Secrets to Retire Early
If you have not yet retired, what are some money secrets you follow to strive for your goal of retiring early? If you retired early, what are some of your favorite money secrets to retire early? Early retirement is not something I ever, ever considered before this year. As I started to create this personal…
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My First SWOT Financial Strengths and Weaknesses Analysis
This post is inspired by my day job and also a blog post I came across. By day I am a full time digital marketer and one of the market analysis that I have completed is a SWOT analysis. Investopedia has a good overview of what this is in the context of why a company…
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11 Biggest Debt Traps
What are some of the biggest debt traps? The word debt is about as cringe worthy as it gets. I am certainly caught in some of these debt traps. This post is inspired by this 2 Cents Lifehacker article.I hope many of you are in the process of getting out any of these 11 debt…
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My 9 Top Money Saving Rules
What are your favorite top money rules that you (try to) follow? I referenced blog posts from NerdWallet, The Simple Dollar, and The Practical Saver to create my top money rules. My 9 top money rules Pay yourself first – a lot of the financial gurus, ninjas, influencers preach this. Whether you work a traditional 9-5…
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My Favorite 5 Side Hustles to Make Extra Income
What side hustles do you do currently to make extra income? I’d love to know what others are doing. I have been looking into a few other side hustles to make extra income. Despite making a 6 figure income and having no family to support, I feel like I should be using my idle time…
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5 More Financial Milestones to Achieve in Your 20s and 30s
My first post listed out the first 5 financial milestones to achieve while in your 20s and 30s. This post lists the remaining 5 financial milestones. The inspiration behind this post was when I came across a post by the Investor Junkie. Here are 5 more financial milestones to achieve in your 20s and 30s Buying…
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Here Are 5 Financial Milestones to Achieve While in Your 20s and 30s
Mid-30s age life crisis that made me start googling financial milestones? Perhaps. Whether you are in your 20s or 60s, what are some financial milestones not included in this list that you think are important to call out to others? Here is the financial milestones post that I came across on Investor Junkie that triggered…
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5 Financial Literacy Money Lessons I Wish I Learned When I Was A Teenager
If you are a parent, what are some money lessons you have shared to help improve your child’s financial literacy? In college terms, let’s say I was entering “Financial Literacy 101” in my mid to late 20’s. I feel like I then graduated to Financial Literacy 201 in my early 30’s and now late-30’s. I…
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I Am a Money Moron with My Monthly Transportation Expenses
Cue Usher’s “Confessions” melody….these are my confessions….for being a money moron to this day. I live in a city that is extremely public transportation friendly meaning if you live or travel into the city (even as far out as 1-1.5 hours away in the suburbs), then the majority of the public will take the train.…
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