Category: Personal Finance
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Book Recap Series: How to Invest in Real Estate by Brandon Turner, Joshua Dorkin
These book recap series posts are simply my way of jotting down important takeaways from the book. The books I have decided to focus on are topics that are of interest to me including personal finance, wealth building, business management, leadership, investing, and real estate. If you have business book recommendations, reach out to me…
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Book Recap Series: Think and Grow Rich by Napoleon Hill
These book recap series posts are simply my way of jotting down important takeaways from the book. The books I have decided to focus on are topics that are of interest to me including personal finance, wealth building, business management, leadership, investing, and real estate. If you have business book recommendations, reach out to me…
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Book Recap Series: How to Win Friends & Influence People by Dale Carnegie
These book recap series posts are simply my way of jotting down important takeaways from the book. The books I have decided to focus on are topics that are of interest to me including personal finance, wealth building, business management, leadership, investing, and real estate. If you have business book recommendations, reach out to me…
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Book Recap Series: The Richest Man in Babylon by George S. Clason
These book recap series posts are simply my way of jotting down important takeaways from the book. The books I have decided to focus on are topics that are of interest to me including personal finance, wealth building, business management, leadership, investing, and real estate. If you have business book recommendations, reach out to me…
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4 Easy Financial Rules and Principles I Use to Increase My Net Worth
As I have crawled out of my terrible money situations in my 20s to being debt free and on the road to becoming financially free, I have practiced these easy financial rules to increase my net worth without stressing. 1. When budgeting, be conservative with your estimates or increase the actual amount as a cushion…
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9 Work Habits and Tips I Wish I Knew When I Was In My 20s And Still Helpful Today
As I was thinking through the money tips I wish I knew, I started to jot down the work habits I wish I knew. Similar to the financial tips and habits, these work tips and habits should be helpful no matter what age you are or how far you are along your career journey. I…
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11 Money Habits and Tips I Wish I Knew When I Was In My 20s And Still Helpful Today
A while ago, I wrote a piece about a conversation I was having with a colleague and the money tips I gave to a person in their 20s. In reality the money tips should be helpful no matter what age you are. This post is inspired by the many readers from the sports cards community…
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How I Raised My FICO Credit Score From 500 to A Near Perfect 850 Credit Score
It took me 8-10 years to crawl out of the lowest point in my FICO credit score career from well below 500 to getting above 700 and then another couple years to sniff a near perfect 850 credit score. I made many money moron mistakes in my 20s that deservedly made my credit score bottom…
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My Second SWOT Financial Analysis Strengths and Weaknesses
In 2018 I completed my 1st SWOT financial analysis focusing on my financial strengths, weaknesses, opportunities, and threats. As mentioned in my first post, this is inspired by my day job and also a blog post I came across a while back. Investopedia has a good overview of what this is in the context of…
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Podcast Episode 2 Sharing My Embarrassing Money Moron Moments and How Podcasts Saved My Financial Life
Although my About OMG My Money page has details on my personal finance journey, I think hearing the money moron moments directly provides another layer of OMG-ness. In this episode I share my embarrassing personal finance disasters, how I became debt free, and how podcasting saved my financial life. Why Start OMG My Money I…
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Best Ways to Pay Off Student Loans Faster
I am very excited to have this guest post from Rakshitha.N, a financial writing expert. Contact me if you are interested in contributing or advertising (on the cheap!). Paying off student loans requires time, hard work, and money. Fortunately, there are many options you can choose from to pay off your student loans faster. By trying various…
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A Look Back One Year Later After Paying Off My $77,000 Student Loan Debt and Becoming Debt Free
Over a year ago, I became debt free by paying off my massive $77,000 student loan debt. If you are unfamiliar with my money moron journey, I took out four years of student loans without saving money, missed payments resulting in my student loans defaulting during my 20’s, and got my act together in my…
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How The Debt Avalanche Method Can Help to Pay Off Your Debts
I am very excited to have this guest post from financial writer, Good Nelly. Contact me if you are interested in contributing or advertising (on the cheap!). Are you struggling to repay your multiple credit cards and other bills? Do you want to repay your debts on your own? If so, you can select the debt…
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How I Stayed Motivated To Pay Off My Massive Student Loan Debt
During my journey to pay off my massive student loan debt, the toughest thing for me was the motivation. I was lucky enough to be in a position (no kids, single, disposable income, minimalist lifestyle) in which I could afford to pay more than the required minimum monthly payment. When you have a large debt…
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How I Paid My $77,000 Student Loan Debt
$76,524.22 was the exact student loan debt amount I fully paid off. I wanted to lay out what my student loan debt payoff plan was. The amount of time it will take to pay off your debt will depend on numerous factors, but hopefully there are some tips here that you will find helpful. 5…
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3 Reasons I am Niche-ing Down On This Personal Finance Blog
I recently decided to niche down on my personal finance blog. I started this blog last year to motivate others, hold myself accountable, and share my stories as I was going through my debt payoff journey. I am 100% debt free and when that happened, my motivation to keep going with this blog went away.…
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5 Dumb Excuses I Made For Not Saving Money
I made some dumb financial mistakes in my 20s such as defaulting on my student loans, but it all started with not saving money. This was the catalyst for all my eventual money mistakes. I want to share the excuses I made for not saving money in hopes of encouraging you to start saving money…
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7 Tips About Using 0% Financing from a Credit Card Marketer
I am sure most of you have come across a 0% financing offer typically when buying large ticket items such as electronics (TVs, cameras), large appliances, jewelry, mattresses, and furniture. 0% financing is also referred to as 0% promotional financing or “no interest if paid in full”. You might also come across 0% financing offers…
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Getting Closer to Paying off My $77,000 Student Loan Debt Payoff December Progress Update
Thanks to a variety of personal finance and side hustle podcasts, I have been motivated more than ever to pay off my student loan debt. In my 20s I defaulted on my student loans and I have been paying the price on that mistake ever since. I am now on pace to pay off my…
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7 Reasons You Should Have a Side Hustle to Make Extra Money
Having a side hustle to make more money is a great way to achieve your financial goal. Aside from tightening your belt a bit more and squeezing every single dollar out of your income, budgeting will only take you so far. Here are 7 reasons to have a side hustle to increase income 1. Pay…
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Latest Posts
- Book Recap Series: How to Invest in Real Estate by Brandon Turner, Joshua Dorkin
- Book Recap Series: The ONE Thing by Gary Keller, Jay Papasan
- Book Recap Series: The Tipping Point by Malcolm Gladwell
- Book Recap Series: Think and Grow Rich by Napoleon Hill
- Book Recap Series: How to Win Friends & Influence People by Dale Carnegie
