Financial Rules Principles to Increase Net Worth

4 Easy Financial Rules and Principles I Use to Increase My Net Worth

Budgeting, General Investing, Personal Finance

As I have crawled out of my terrible money situations in my 20s to beingRead More…

money habits i wish i knew

11 Money Habits and Tips I Wish I Knew When I Was In My 20s And Still Helpful Today

Budgeting, Credit Card Debt, General Investing, Personal Finance

A while ago, I wrote a piece about a conversation I was having with aRead More…

fico credit score range

How I Raised My FICO Credit Score From 500 to A Near Perfect 850 Credit Score

Budgeting, Credit Card Debt, Personal Finance

It took me 8-10 years to crawl out of the lowest point in my FICORead More…

financial swot analysis

My Second SWOT Financial Analysis Strengths and Weaknesses

Budgeting, General Investing, Personal Finance

In 2018 I completed my 1st SWOT financial analysis focusing on my financial strengths, weaknesses,Read More…

pay-off-student-loans-faster

Best Ways to Pay Off Student Loans Faster

Budgeting, Personal Finance, Student Loan Debt

I am very excited to have this guest post from Rakshitha.N, a financial writing expert. ContactRead More…

A Look Back One Year Later After Paying Off My $77,000 Student Loan Debt and Becoming Debt Free

Budgeting, General Investing, Personal Finance, Student Loan Debt

Over a year ago, I became debt free by paying off my massive $77,000 studentRead More…

debt avalanche debt payoff method

How The Debt Avalanche Method Can Help to Pay Off Your Debts

Budgeting, Credit Card Debt, Personal Finance, Student Loan Debt

I am very excited to have this guest post from financial writer, Good Nelly. ContactRead More…

student loan debt fully paid off

How I Paid My $77,000 Student Loan Debt

Budgeting, Personal Finance, Student Loan Debt

$76,524.22 was the exact student loan debt amount I fully paid off. I wanted toRead More…

omgmymoney student loans fully paid off

My $77,000 Student Loans Are Fully Paid Off After Defaulting!

I fully paid off $77,000 ($76,524.22 to be exact) in student loans! If you wantRead More…

not saving money excuses

5 Dumb Excuses I Made For Not Saving Money

I made some dumb financial mistakes in my 20s such as defaulting on my studentRead More…

0% financing things to watch out for

7 Tips About Using 0% Financing from a Credit Card Marketer

Budgeting, Credit Card Debt, Personal Finance

I am sure most of you have come across a 0% financing offer typically whenRead More…

total student loan debt december update

Getting Closer to Paying off My $77,000 Student Loan Debt Payoff December Progress Update

Budgeting, College Financing, Personal Finance, Student Loan Debt

Thanks to a variety of personal finance and side hustle podcasts, I have been motivatedRead More…

how to build credit to improve your fico score

6 Ways to Build Credit to Improve Your Credit Score

Budgeting, Personal Finance

There are some financial “entertainers” who believe that building credit and building your FICO creditRead More…

money advice

4 Simple Money Advice I Gave to a Colleague in Their 20s

Budgeting, General Investing, Personal Finance

Recently I was talking to a colleague in her 20s and we started to talkRead More…

student loan debt payoff amortization chart

My $77,000 Student Loan Debt Payoff November Progress Update

Budgeting, College Financing, Personal Finance, Student Loan Debt

Ever since I set my student loan debt payoff goal of March 2019, I haveRead More…

2018 world series logo

I Knocked Off a Sports Bucket List Item and Went to the World Series Again

Budgeting, Money Moron Moments

I was on a pretty good roll with putting posts up on this blog sinceRead More…

actions i will not be cheap about

5 Actions I Will Not Be Cheap About

Budgeting, Personal Finance

I genuinely believe that if you are just starting to plan for your future whetherRead More…

things i will not be cheap about

7 Actions That Can Cost You Time And Money in the Long Run

Budgeting

As I started to spend a couple minutes every month budgeting, I noticed a patternRead More…

simple budgeting

My Simple Way of Budgeting and Budget Categories

Budgeting, Personal Finance

Earlier this year (May 2018), I had a personal finance epiphany. Out of nowhere IRead More…

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