2018 world series logo

I Knocked Off a Sports Bucket List Item and Went to the World Series Again

I was on a pretty good roll with putting posts up on this blog since starting this in May. Real life happens and the past 30 days has been hectic. It all started with business travel in October and then my favorite baseball team made the World Series in back to back years so I made a trip for the weekend. Probably a money moron moment, but I am a big Dodgers fan. I get…

stay in your financial lane kevin hart

Kevin Hart Has One of the Best Financial Advice Stay in Your Financial Lane

I enjoy my share of stand up comedy performances. One of my favorites has been the earlier Kevin Hart stand up called “Laugh at My Pain”. He has a bit (check out the clip below) about staying in your financial lane. I call this one of the best pieces of financial advice. It has to do with both keeping up with the Joneses and lifestyle creep or lifestyle inflation. I was pulled out of my…

post recap

August 2018 Post Recap

Last month (August 2018) I posted 15 total blog posts, slightly lower than the 21 blog posts in July 2018. With so many posts, I thought I would start a monthly post recap to share the most viewed. I do not think I can do a weekly recap so baby steps for now. Most viewed August 2018 posts The lamest excuses I made for not saving money – I share the 9 dumb excuses I…

omgmymoney student loan debt payment history

My $77,000 Student Loan Debt Progress as of August 2018

I am sure you have seen the articles about how the average college graduate has a 5 figure student loan debt amount. Here is an article from CNBC for a refresher. I ended up owing a 6 figure student loan debt upon graduation and defaulted. Fast forward more than 10 years and I still owed the US Department of Education nearly $77,000 total. The minimum monthly payment on my student loan debt is $826.24. For…

car payments

I Really Told Myself That I Expect to Have a Car Payment Forever

Just as recently as January 2017, one of my good colleagues and I were having a conversation around investing. One thing led to another and I made a money moron statement that made my colleague speechless. At the time I did not think much of it. I told my colleague that I have leased a new car my entire life ever since graduating from college and will be perfectly fine to have a monthly car…

not saving money

The 9 Lamest Excuses I Made For Not Saving Money

Throughout this journey I am on as a money moron, self reflection made me realize some of the lame excuses for not saving money. What are some of your reasons you have not saved money? The 9 lamest excuses I told myself for not saving money I don’t make enough – early on in my career during my early-mid 20s, I fell into the trap of telling myself, “if I were to make a little…

home inspection

It Must Have Been a Sign When I Failed to Buy a House

I might have been going down the path of another money moron moment that perhaps turned out for the best. What do you think? Since May of this year (2018), I made it a goal to start taking my first steps in buying my first home, an investment property to either flip or turn into a rental property. In order to achieve this house goal, the money would have been with my savings, which would…

biggest debt traps

11 Biggest Debt Traps

What are some of the biggest debt traps? The word debt is about as cringe worthy as it gets. I am certainly caught in some of these debt traps. This post is inspired by this 2 Cents Lifehacker article.I hope many of you are in the process of getting out any of these 11 debt traps. Here are the 11 biggest money debt traps Student loans (government/federal loans or private loans) – I know all…

personal finance guilty pleasures

Confessions of a Money Moron My Top 4 Guilty Pleasures

Everyone has guilty pleasures. Whether you are struggling financially and living off paycheck to paycheck or a self professed financial guru, ninja, influencer. What are your biggest guilty pleasures? Here are my top 4 guilty pleasures Funding my side hustle – the problem here is I was attempting to fund my side hustle through my side hustle fund, but I am not selling enough of the inventory so part of my paycheck goes towards funding…

taking the car vs taking the train

I Am a Money Moron with My Monthly Transportation Expenses

Cue Usher’s “Confessions” melody….these are my confessions….for being a money moron to this day. I live in a city that is extremely public transportation friendly meaning if you live or travel into the city (even as far out as 1-1.5 hours away in the suburbs), then the majority of the public will take the train. I have this thing against public transportation (buses, trains). I think this started when I had to take the bus…

big 10 conference logo

Why I Regret Going to An Out of State Big 10 University

Let me start off by saying that my regret going to a four year Big 10 college is my own doing because I was a money moron. Looking back to high school when I was coming up with a list of 4 year colleges, all I knew is I wanted to experience living on my own and to get a good undergraduate degree in Marketing. Notice anything missing from my thought process? I did not…

Top 5 Financial Considerations If Applying to a Four Year University

What I write in this post is purely from my own experiences. I am not a financial guru. I am not a financial ninja. I do not have a podcast. I do not do interviews or guest posts. I am passionate about my full time job as VP, Digital Marketing. But. I am a money moron. I am here to share the 1st part of the mind boggling, voluntary financial mistakes I made in the…

A Money Finance Blog – Beginnings of a Money Moron

I am a money moron. I REALLY am. I kid you not. Hear me out. It started when I was applying for college. Apparently I decided during my junior/senior years that I was going to get into MASSIVE student loan debt by attending an out of state 4 year Big 10 university. Apply for scholarships? Maybe just a few because it took SO much of my free time. I was a champion of senioritis. $40,000…

RSS
Facebook
Facebook
Pinterest
Pinterest
Instagram