staying motivated to pay off debt

How I Stayed Motivated To Pay Off My Massive Student Loan Debt

During my journey to pay off my massive student loan debt, the toughest thing for me was the motivation. I was lucky enough to be in a position (no kids, single, disposable income, minimalist lifestyle) in which I could afford to pay more than the required minimum monthly payment. When you have a large debt to pay off, in my case $77,000, this amount can be daunting. I experienced my first case of demotivation in…

student loan debt fully paid off

How I Paid My $77,000 Student Loan Debt

$76,524.22 was the exact student loan debt amount I fully paid off. I wanted to lay out what my student loan debt payoff plan was. The amount of time it will take to pay off your debt will depend on numerous factors, but hopefully there are some tips here that you will find helpful. 5 Step Student Loan Debt Payoff Plan Set a debt payoff goal focusing on the month and year you expect to…

omgmymoney student loans fully paid off

My $77,000 Student Loans Are Fully Paid Off After Defaulting!

I fully paid off $77,000 ($76,524.22 to be exact) in student loans! If you want to skip to how I paid it off, scroll to the bottom =) What a weight off my shoulders. One of my many money moron mistakes I made in my 20s can finally be put in the past. I went to an out of state college and I never worked part time. I used my leftover student loans on….stuff. After…

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