Author: OMG My Money Finance Blog
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8 Negotiating and Bargaining Tips I Learned Through My Side Hustles
Through my buying and selling experience, I realized later on that I was naturally improving my negotiation and bargaining skills. My 8 best negotiating and bargaining tips Learn to actively listen – I have learned to ask questions and then stop talking to let the other person talk. For example, it can get very silent…
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OMG My Favorite Personal Finance Blog Posts of the Week
For this week I rounded up the following blog posts that I enjoyed reading. OMG My Money’s favorite personal finance posts of the week How to automate your money by Let’s Automate Your Money – click here My take – I am a big believer in automating your money. It is one or 10 less things…
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My $77,000 Student Loan Debt Payoff Goal March 2019
Back in July (2018), I wrote a post about getting motivated to pay off my student loan debt. In that post I did not set a specific date and simply noted that I wanted to pay a little extra per month. I had a great start last month in August paying an extra $9,600 towards…
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How to Select the Right Role Models
I read or listened to an audiobook or podcast several months ago about selecting the right role models according to Bill Gates and Warren Buffet. I took notes on my phone so these might be a bit rough. Here are the 3 points to selecting the right role models Make sure your role model shares…
Categories: Personal Finance
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How I Am Saving Money By Working Out At Home
I have always worked out at home despite some of the companies I worked for either subsidized or basically paid for a gym membership. Perhaps it is the introvert in me, but I find comfort working out alone. I also get to multi task and work on other things during my rest period. (Honestly though…
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Kevin Hart Has One of the Best Financial Advice Stay in Your Financial Lane
I enjoy my share of stand up comedy performances. One of my favorites has been the earlier Kevin Hart stand up called “Laugh at My Pain”. He has a bit (check out the clip below) about staying in your financial lane. I call this one of the best pieces of financial advice. It has to…
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August 2018 Post Recap
Last month (August 2018) I posted 15 total blog posts, slightly lower than the 21 blog posts in July 2018. With so many posts, I thought I would start a monthly post recap to share the most viewed. I do not think I can do a weekly recap so baby steps for now. Most viewed…
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Confessions of An Over Thinker Planning for a Vacation
Summer is wrapping up and kids are either back in school or getting ready to go back to school. Randomly I thought it would be fun to share what an over thinker goes through when planning for a vacation. What areas do you over think or over research whether personally or professionally? Do you think…
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7 Factors to Evaluate Your Current Job and Career Ambitions
I believe that you are more likely to achieve your goals (finance, career, personal) when you write them down. Well, I should say that I started believing writing down goals because I started this personal finance journey blog. This post is inspired by a blog post I came across at Making Sense of Cents. The…
Categories: Personal Finance
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My 3 Year Financial Plan
I have to admit, the older I get the less I want to think about long term plans. Similar to how I have been thinking about how the next Olympics is X years away and how old I will be. I am getting closer to the big 4-0, which is crazy to think about. Back…
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My $77,000 Student Loan Debt Progress as of August 2018
I am sure you have seen the articles about how the average college graduate has a 5 figure student loan debt amount. Here is an article from CNBC for a refresher. I ended up owing a 6 figure student loan debt upon graduation and defaulted. Fast forward more than 10 years and I still owed…
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Your Opinion Matters Testing Retirement Investment Strategies in Old Employer Account
I have been thinking about this for the past couple months and I want to take action within the month…just to take action instead of sitting around. I really want your opinions on testing retirement investment strategies left in your old employer retirement accounts. I am in my mid-30s and I am very open and…
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I Really Told Myself That I Expect to Have a Car Payment Forever
Just as recently as January 2017, one of my good colleagues and I were having a conversation around investing. One thing led to another and I made a money moron statement that made my colleague speechless. At the time I did not think much of it. I told my colleague that I have leased a…
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6 Bad Financial Habits That You Need to Monitor
All of us have bad financial habits, right? I had some horrific financial habits in my 20s and even to this day I still have not cut some of those bad habits. Are there bad financial habits that you are trying to quit? Here are 6 bad financial habits to monitor and eventually quit Buying…
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My Personal Example of What Annual Salary Makes Me Happy
I made a post about reaching my 6 figure annual salary goal and then I started doing some research around salary and happiness. I came across this article by MarketWatch. To sum up the article: Life satisfaction – $95,000 annual salary Emotional well being – $60,000 to $75,000 annual salary I am a single mid…
Categories: Personal Finance
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How I Planned My Biggest Side Hustle Expense in 2018
I started planning for a major expense planned earlier this month (August 2018) to support my side hustle of buying and selling sports cards. Every year an annual sports card show takes place called The National Sports Collector Convention. 2017 was the first year I had gone to “The National” in more than 8 years…
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What Should I Do With Extra Emergency Funds
I recently started questioning where I should stash my emergency fund. The past several years, my emergency fund was split between a couple high yield savings accounts. I also saved more than a year’s worth because well, I am not sure why. I would love to hear where others are stashing their emergency fund. Here…
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I Reached My Goal of a 6 Figure Salary in My 20s But Who Cares
When I was growing up, I wanted to be a stockbroker because I had the perception that stockbrokers made tons of money. I eventually made a goal to make a 6 figure salary. No age goal, no specific amount. It was simply an arbitrary 6 figures I wanted to make. I achieved the 6 figure…
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The 9 Lamest Excuses I Made For Not Saving Money
Throughout this journey I am on as a money moron, self reflection made me realize some of the lame excuses for not saving money. What are some of your reasons you have not saved money? The 9 lamest excuses I told myself for not saving money I don’t make enough – early on in my…
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5 Lessons I Learned While Buying and Selling Sports Cards
In a previous post, I shared my passion hobby. Buying and selling sports cards serves as my primary money making side hustle. I started collecting sports cards back in the 90s thanks to my dad. I then went in and out of the hobby until I went to college. I took out student loans to…
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