Author: OMG My Money Finance Blog
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Sports Cards Buying and Selling Is My Passion Hobby and Side Hustle
I am always fascinated and interested to learn more about other people’s passion hobbies whether that hobby makes money or not as well as side hustles. For example, a colleague of mine has a hobby of taking improv classes, which I found so interesting. It is a creative outlet with no intention of turning this…
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It Must Have Been a Sign When I Failed to Buy a House
I might have been going down the path of another money moron moment that perhaps turned out for the best. What do you think? Since May of this year (2018), I made it a goal to start taking my first steps in buying my first home, an investment property to either flip or turn into…
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8 Biggest Money Habits to Stop Right Now
What are some of your financial habits you stopped? I am guilty of many of the common financial habits listed in this post. I have used the word “try” so many times in my 20s and even up until I started this personal finance blog back in May (2018). I was inspired by posts made…
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The 7 Best Secrets to Retire Early
If you have not yet retired, what are some money secrets you follow to strive for your goal of retiring early? If you retired early, what are some of your favorite money secrets to retire early? Early retirement is not something I ever, ever considered before this year. As I started to create this personal…
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My First SWOT Financial Strengths and Weaknesses Analysis
This post is inspired by my day job and also a blog post I came across. By day I am a full time digital marketer and one of the market analysis that I have completed is a SWOT analysis. Investopedia has a good overview of what this is in the context of why a company…
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11 Biggest Debt Traps
What are some of the biggest debt traps? The word debt is about as cringe worthy as it gets. I am certainly caught in some of these debt traps. This post is inspired by this 2 Cents Lifehacker article.I hope many of you are in the process of getting out any of these 11 debt…
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My 9 Top Money Saving Rules
What are your favorite top money rules that you (try to) follow? I referenced blog posts from NerdWallet, The Simple Dollar, and The Practical Saver to create my top money rules. My 9 top money rules Pay yourself first – a lot of the financial gurus, ninjas, influencers preach this. Whether you work a traditional 9-5…
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My Favorite 5 Side Hustles to Make Extra Income
What side hustles do you do currently to make extra income? I’d love to know what others are doing. I have been looking into a few other side hustles to make extra income. Despite making a 6 figure income and having no family to support, I feel like I should be using my idle time…
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5 More Financial Milestones to Achieve in Your 20s and 30s
My first post listed out the first 5 financial milestones to achieve while in your 20s and 30s. This post lists the remaining 5 financial milestones. The inspiration behind this post was when I came across a post by the Investor Junkie. Here are 5 more financial milestones to achieve in your 20s and 30s Buying…
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Here Are 5 Financial Milestones to Achieve While in Your 20s and 30s
Mid-30s age life crisis that made me start googling financial milestones? Perhaps. Whether you are in your 20s or 60s, what are some financial milestones not included in this list that you think are important to call out to others? Here is the financial milestones post that I came across on Investor Junkie that triggered…
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Confessions of a Money Moron My Top 4 Guilty Pleasures
Everyone has guilty pleasures. Whether you are struggling financially and living off paycheck to paycheck or a self professed financial guru, ninja, influencer. What are your biggest guilty pleasures? Here are my top 4 guilty pleasures Funding my side hustle – the problem here is I was attempting to fund my side hustle through my…
Categories: Money Moron Moments
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5 Financial Literacy Money Lessons I Wish I Learned When I Was A Teenager
If you are a parent, what are some money lessons you have shared to help improve your child’s financial literacy? In college terms, let’s say I was entering “Financial Literacy 101” in my mid to late 20’s. I feel like I then graduated to Financial Literacy 201 in my early 30’s and now late-30’s. I…
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I Am a Money Moron with My Monthly Transportation Expenses
Cue Usher’s “Confessions” melody….these are my confessions….for being a money moron to this day. I live in a city that is extremely public transportation friendly meaning if you live or travel into the city (even as far out as 1-1.5 hours away in the suburbs), then the majority of the public will take the train.…
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Always Contribute to Get Your Company 401K Employer Match
As I have been listening to my list of recommended personal finance and investing podcasts, a few episodes of The Dave Ramsey Show podcast stood out. Listeners ask whether they should pay off debt or contribute to the listener’s company employer 401K match. Here is one example of Dave Ramsey’s answer to whether one should take…
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What Is on My Bucket List
Very interested to know what is on your bucket list. Here are mine: Financial Bucket List Get promoted by 2020 to a higher VP level. I currently make 6 figures at my full time job as a VP, Digital Marketing and I am motivated to eventually become SVP within 5 years Pay off my $34K…
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Why You Should Have Multiple Savings Accounts
What is your ideal number of different savings or checkings accounts to have? How did you come up with that number? Based on my experience, I have found that I needed multiple savings and checkings accounts to keep funds organized. 4 REASONS TO HAVE MULTIPLE SAVINGS AND CHECKINGS ACCOUNTS Have 1 checkings account. This is…
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How Many Savings and Checkings Accounts Do I Have?
Is there an ideal number of savings or checkings accounts a person should have? How many do you have? Why? I currently have 3 savings accounts and 1 checkings account. I have 1 savings and 1 checkings account through a college credit union that I have kept all these years. This gives me access to…
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One of the Best Ways to Get An Extra Income
What are your favorite side hustling gigs? I would love to explore new side hustle ideas outside of ebay or similar resell ideas. I have a side gig of buying and selling sports trading cards. Well, it is not so much a gig as it is a hobby. Here too is another money moron mistake…
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Why I Am Happy I Chose to Attend An Out of State Big 10 University
As a self professed money moron (I was and partially still am), attending an out of state college was one of my biggest financial regrets. It would not be a blog without the flipside, right? I try not to be such a negative person and when it comes to finance, you have to think beyond…
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Getting Motivated to Accelerate Paying off My Student Loan Debt
In my 20’s I ignored my massive student loan debt and eventually went into default. One of the worst possible things financially you can do. I went into default only a few years out of college. This is the reason I started this personal finance blog. For cringeworthy money moron moments, give the post a look for…
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