This is a public service announcement and reminder to pull one of your credit reports from Experian, Transunion, or Equifax by the end of the year. The only place you should do this is by going to the official site www.annualcreditreport.com. It is Federal law that allows each of us to get a free copy of your credit report from each of the 3 credit reporting companies every 12 months. Keep in mind that…
As the year comes to an end, it is important to take advantage of the Federal law that allows you to pull your credit report every 12 months. The only place you should go to do this is by visiting www.annualcreditreport.com. This is the official website. The credit reports will not have an official FICO score. I recommend that you pull your credit report one at a time and spread it over the course of…
There are some financial “entertainers” who believe that building credit and building your FICO credit score is unnecessary and a waste of time. There are some who believe you need to build your credit and continue improving your credit score. I believe that you should keep an eye on your credit and build your credit so you get a 760 and above FICO credit score. Aiming for an 800+ FICO credit score is a fool’s errand…
If you are a parent, what are some money lessons you have shared to help improve your child’s financial literacy? In college terms, let’s say I was entering “Financial Literacy 101” in my mid to late 20’s. I feel like I then graduated to Financial Literacy 201 in my early 30’s and now late-30’s. I hope for the sake of your children that you start Financial Literacy 101 before your child enters high school or…
