Tag: money moron
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How I Raised My FICO Credit Score From 500 to A Near Perfect 850 Credit Score
It took me 8-10 years to crawl out of the lowest point in my FICO credit score career from well below 500 to getting above 700 and then another couple years to sniff a near perfect 850 credit score. I made many money moron mistakes in my 20s that deservedly made my credit score bottom…
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Podcast Episode 2 Sharing My Embarrassing Money Moron Moments and How Podcasts Saved My Financial Life
Although my About OMG My Money page has details on my personal finance journey, I think hearing the money moron moments directly provides another layer of OMG-ness. In this episode I share my embarrassing personal finance disasters, how I became debt free, and how podcasting saved my financial life. Why Start OMG My Money I…
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5 Dumb Excuses I Made For Not Saving Money
I made some dumb financial mistakes in my 20s such as defaulting on my student loans, but it all started with not saving money. This was the catalyst for all my eventual money mistakes. I want to share the excuses I made for not saving money in hopes of encouraging you to start saving money…
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My 5 Biggest Money Mistakes
I have made some of the worst money mistakes any person can make. It took me at least 10 years to recover from these money mistakes in my 20s and I have been paying for these mistakes to this day. What are your worst financial mistakes and how have you or are you recovering? Here…
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Kevin Hart Has One of the Best Financial Advice Stay in Your Financial Lane
I enjoy my share of stand up comedy performances. One of my favorites has been the earlier Kevin Hart stand up called “Laugh at My Pain”. He has a bit (check out the clip below) about staying in your financial lane. I call this one of the best pieces of financial advice. It has to…
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August 2018 Post Recap
Last month (August 2018) I posted 15 total blog posts, slightly lower than the 21 blog posts in July 2018. With so many posts, I thought I would start a monthly post recap to share the most viewed. I do not think I can do a weekly recap so baby steps for now. Most viewed…
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My $77,000 Student Loan Debt Progress as of August 2018
I am sure you have seen the articles about how the average college graduate has a 5 figure student loan debt amount. Here is an article from CNBC for a refresher. I ended up owing a 6 figure student loan debt upon graduation and defaulted. Fast forward more than 10 years and I still owed…
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The 9 Lamest Excuses I Made For Not Saving Money
Throughout this journey I am on as a money moron, self reflection made me realize some of the lame excuses for not saving money. What are some of your reasons you have not saved money? The 9 lamest excuses I told myself for not saving money I don’t make enough – early on in my…
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Confessions of a Money Moron My Top 4 Guilty Pleasures
Everyone has guilty pleasures. Whether you are struggling financially and living off paycheck to paycheck or a self professed financial guru, ninja, influencer. What are your biggest guilty pleasures? Here are my top 4 guilty pleasures Funding my side hustle – the problem here is I was attempting to fund my side hustle through my…
Categories: Money Moron Moments
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5 Financial Literacy Money Lessons I Wish I Learned When I Was A Teenager
If you are a parent, what are some money lessons you have shared to help improve your child’s financial literacy? In college terms, let’s say I was entering “Financial Literacy 101” in my mid to late 20’s. I feel like I then graduated to Financial Literacy 201 in my early 30’s and now late-30’s. I…
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I Am a Money Moron with My Monthly Transportation Expenses
Cue Usher’s “Confessions” melody….these are my confessions….for being a money moron to this day. I live in a city that is extremely public transportation friendly meaning if you live or travel into the city (even as far out as 1-1.5 hours away in the suburbs), then the majority of the public will take the train.…
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