bucket list

What Is on My Bucket List

Very interested to know what is on your bucket list. Here are mine: Financial Bucket List Get promoted by 2019 to a higher VP level. I currently make 6 figures at my full time job as a VP, Digital Marketing and I am motivated to eventually become SVP within 5 years Pay off my $34K student loan debt by June 2019 Contribute 20% of my income to my company’s 401K/Roth consistently after I pay off my…

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A Look at 2 Months Income Budget Breakdown

What percent of your budget is allocated towards housing expenses (rent or mortgage, electricity, gas, water), transportation (car payment, bus pass, insurance, maintenance, and gas), food (groceries, restaurants), and the rest (debt, savings)? I use a free, simple iPhone mobile app called EveryDollar to manage my monthly budget. I do not like using Mint or any app that needs to connect to my actual financial accounts. I feel like mobile apps are intrusive enough. Every…

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One of the Best Ways to Get An Extra Income

What are your favorite side hustling gigs? I would love to explore new side hustle ideas outside of ebay or similar resell ideas. I have a side gig of buying and selling sports trading cards. Well, it is not so much a gig as it is a hobby. Here too is another money moron mistake I am making to this day. I get attached to my sports cards because it reminds me of the 90’s…

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Why I Am Happy I Chose to Attend An Out of State Big 10 University

As a self professed money moron (I was and partially still am), attending an out of state college was one of my biggest financial regrets. It would not be a blog without the flipside, right? I try not to be such a negative person and when it comes to finance, you have to think beyond what happened in the past. The financial mistakes I have made in the past are sunk costs so I can…

student loan debt

Getting Motivated to Accelerate Paying off My Student Loan Debt

In my 20’s I ignored my massive student loan debt and eventually went into default. One of the worst possible things financially you can do. I went into default only a few years out of college. This is the reason I started this personal finance blog. For cringeworthy money moron moments, give the post a look for a quick rundown of my financial mistakes. I experienced credit cards getting cancelled, paying a crazy interest rate on car…

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Real Estate Investing Podcast Recommendations

This post lists some of my podcast recommendations on: Real Estate Real Estate Investing Unlike the personal investing or personal finance podcast recommendations, I have not found as many well respected real estate podcasts. Let me know if you have suggestions. I spend a lot of time passive listening and active listening to podcasts, so expect my recommendations to be updated. Real estate is something that I am just getting into so I expect to…

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Why I Regret Going to An Out of State Big 10 University

Let me start off by saying that my regret going to a four year Big 10 college is my own doing because I was a money moron. Looking back to high school when I was coming up with a list of 4 year colleges, all I knew is I wanted to experience living on my own and to get a good undergraduate degree in Marketing. Notice anything missing from my thought process? I did not…

Personal Finance and Personal Investing Podcast Recommendations

This post lists some of my podcast recommendations on: Personal finance investing General investing I spend a lot of time passive listening and active listening to podcasts, so expect my recommendations to be updated. I basically leave it on as background noise. I love to learn. When I subscribe to a podcast, I listen to as far back as possible. If podcasts have their first episode available to listen, then I start there. For some…

Top 3 Things I Would Do Differently When Applying to College

I made financial mistakes. Cringe worthy financial mistakes. Admittedly voluntary because I had no financial intelligence. Being a money moron started when I was considering college. In my previous post about the top 5 financial things to consider when applying to college, I did not fully provide my point of view. I am a firm believer that everything happens for a reason. HERE ARE 3 THINGS I WOULD DO DIFFERENTLY WHEN CONSIDERING COLLEGE. The honest…

Top 5 Financial Considerations If Applying to a Four Year University

What I write in this post is purely from my own experiences. I am not a financial guru. I am not a financial ninja. I do not have a podcast. I do not do interviews or guest posts. I am passionate about my full time job as VP, Digital Marketing. But. I am a money moron. I am here to share the 1st part of the mind boggling, voluntary financial mistakes I made in the…

A Money Finance Blog – Beginnings of a Money Moron

I am a money moron. I REALLY am. I kid you not. Hear me out. It started when I was applying for college. Apparently I decided during my junior/senior years that I was going to get into MASSIVE student loan debt by attending an out of state 4 year Big 10 university. Apply for scholarships? Maybe just a few because it took SO much of my free time. I was a champion of senioritis. $40,000…

I started a finance blog. Welcome to my first post

Welcome to my finance blog. Yes, I am a money moron. Really. You should check out my future posts. Check my about me page to get a 50,000 foot view of who the heck this money moron is. I am in my mid 30’s. I do not have a family I support and do not have kids. I do like to help out my parents though such as buying my mom a plane ticket overseas…

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